Welcome to Total Drive Industry Round-Up, the place for any need-to-know industry news. Our updates are aimed directly at you, the driving instructors of Britain, and are full of all the things you should know. Here’s what has been going on recently:
Trialling reverse parking manoeuvre in non DVSA car parks
DVSA is to launch a reverse parking trial at 15 driving test centres across Great Britain.
This will enable the reverse parking manoeuvres on the car driving test and ADI part 2 test to be carried out in non-DVSA car parks.
The trial will start on 1 February 2022 and run for around 6 weeks. This will give our driving examiners greater flexibility to conduct reverse parking manoeuvres at the selected locations.
Driving test centres set to take part in the trial are:
Stafford, Newcastle-under-Lyme, Barnsley, Wakefield, Chester, Northwich, Upton, Wallasey, St Helens, Wolverhampton, Gillingham, Bishopbriggs, Gateshead, Durham and Abergavenny.
The DVSA will write to us with the next steps in the trial and we will provide any updates as they become available.
Major Car Insurance Changes in 2022
Major changes to car insurance are expected to happen in 2022. Carvine, a car finance provider, have done a deep dive to highlight those changes.
If you’ve been driving awhile, you’ll be well aware of the differences in your car insurance each year. While most insurers claim that auto-renewing is the best way to hold on to your “no claims discount” and more, “loyalty” premiums have been ripping off customers for decades.
January 1st 2022, marked the end of this practice. New rules from the Financial Conduct Authority (FCA) mean that premiums charged to anyone renewing their private motor insurance can no longer be greater than the price offered to new customers for an equivalent policy.
But what does this all mean for your premiums? Let’s take a closer look at how you could save yourself thousands and what the major car insurance changes could mean for you:
Loyalty doesn’t mean worthwhile discounts – ‘Price walking’ may sound like an endearing term, but did you know that most motor insurance providers will walk up your price year after year regardless of how long you’ve been with them as a customer?
Fortunately, the new rules enforced by the FCA make insurance more of a level pegging for new and loyal customers alike.
A welcome change – As the insurance industry adjusts to the new changes, the FCA has stated that loyal customers will save an estimated £4.2bn over the next ten years. While they have acknowledged some consumers may end up paying higher prices if they have been leaning on new business discounts, the savings for your average customer are remarkable.
According to the Association of British Insurers (ABI), ‘these changes are about re-balancing premiums between new and existing renewing customers.’
How UK car insurance prices have changed
Towards the end of 2021, car insurance prices soared in some areas of the UK. While several factors have been at play over the past two years due to COVID-19, Consumer Intelligence reported the average cost went down by 0.6% between August and November 2021 to £782. But, some geographical areas for older drivers began to creep up despite these findings.
The numbers suggest with fewer cars on the roads as a result of the pandemic; insurers were trying to stay afloat in the ongoing pandemic.
Average premiums peaked at around 20% back in 2017. Fast forward to 2021, with the country reopening its doors, and average car insurance prices continued to increase in particular areas.
According to Consumer Intelligence, Scotland saw an increase of 1.8%, the East Midlands 0.6% and Wales 0.2% between August and November 2021. The full list provided by Consumer Intelligence can be found below:
East Midlands, 0.6%, £688
Eastern England, 0.6%, £581
London, minus 1.6%, £1,261
North East, 0.0%, £676
North West, minus 1.3%, £1,104
Scotland – 1.8%, 516
South East, minus 1.0%, £759
South West, minus 1.0%, £468
Wales, 0.2%, £510
West Midlands, minus 2.1%, £781
Yorkshire and Humber, minus 1.7%, £712
Future-proofing your insurance policy – While we know that several factors come into play when you switch your car insurance policy, there are some simple ways to ensure you always get the best price that suits your needs despite the new regulations.
While the temptation is to snap up the cheapest insurance deal going, it may not cater for all of your needs. It’ll likely be a waste of money in the long term, especially if you need to make a claim.
What’s more, insurers will still continue to calculate premiums independently. They will use a range of factors, including your age, type and model of vehicle, your driving record and claims history.
So what should you consider when your insurance is up for renewal? Read more here.
Are British roads capable of catering to autonomous vehicles?.
2021 was the year the UK became the first country to allow self-driving cars on motorways at low speed. The country is making incredible progress in the trials for autonomous vehicles and is funding innovative projects that will pave the way towards the transport revolution.
Technological advancements in terms of AVs are at the forefront of this revolution. But are British roads capable of catering to the future of mobility? What is the current state of our roads and what improvements need to be made to the infrastructure to welcome self-driving vehicles?
Predictions that fully self-driving cars would be common in the UK by the end of 2021 raised many people’s hopes. But it seemed too good to be true. It turns out that we’re not ready yet to fully embrace what was once mere science fiction. Yes, we’re making incredible progress but our AI technology still has some way to go.
Read more here: Industry Europe